ADVICE

ADVICE, the online investment advice

Keytrade Bank Luxembourg has developed a revolutionary module that gives online investment advice, based on the client's trading portfolio. ADVICE is free of charge.

With ADVICE you get the better of two worlds.
Via Keytrade Bank Luxembourg platform you keep full control of your investments: you decide autonomously. In addition, ADVICE will deliver professional and personal recommendations according to your investment profile.

  • What you can expect from ADVICE
    Every day you will get buy and sell advices that take into account your investment profile and the composition of your current trading portfolio.

    Arbitration-transactions will be recommended if it is opportune to replace a certain share from your portfolio with another one. It can for example be possible that a share X from a certain activity sector has a better scoring than your share Y from the same sector.

    The global structure of your trading portfolio is also closely followed. You will be recommended to build a balanced portfolio, that is the necessary sector sharing out as well as geographic spreading.

    Alerts keep you informed if an event having an impact on the quote of one of your values occurs.

    With the Screening function , you can ask ADVICE to give an opinion on a particular share that you have yourself inserted.

  • How to access ADVICE ?
    This Keytrade Bank Luxembourg online advice module falls under the legal framework of Asset Management. For this reason the Law commits us to regulate this service within an Asset Management Contract.

    This means that:

    1. Keytrade Bank Luxembourg clients' investment profile is determined by means of an online survey made out of 10 questions. Possible profiles are: conservative, neutral, dynamic or aggressive.
    2. You sign online the Asset Management Contract.
    3. You will then receive immediate access to ADVICE's module..

  • What does ADVICE cost me

    After having signed the Asset Management Contract, ADVICE is at everyone's disposal. If you follow ADVICE's recommendations, you will only have to pay the usual transaction fees Keytrade Bank recons for all its transactions. ADVICE does not charge any additional fee. ADVICE only helps you invest better!
    Do not forget that you can also use ADVICE for the follow up of your virtual portfolio.

  • How can I start off with ADVICE

    1. You own shares within another bank or stockbrokerage firm.
      Open an account for free and initiate your deeds transfer. Pay attention: at Keytrade Bank Luxembourg you do not have any management fees or custodian fees for your online assets.

      After having accessed our secured site, sign in the Asset Management Contract and fill in the form that will determine your investment profile.

      As soon as you have shares in your Keytrade Bank trading portfolio you can follow ADVICE's recommendations.

    2. You do not have shares yet
      Open an account for free at Keytrade. After having accessed our secured site, sign in the Asset Management Contract and fill in the form that will determine your investment profile.

  • 6 sorts of advices
    There are 6 sort of advices daily updated and driven by a motivation.

    • Buy advice
    • Sell advice
    • Arbitration advice
    • Global allocation advices
    • Alerts
    • Screening

      With the Screening function, you can ask ADVICE to give an opinion on a particular share that you have yourself inserted.

      There are 3 possible answers you can expect:

      • the share is recommended as worthy to buy (Buy)
      • the share is not recommended as worthy to buy (Hold)
      • the share should be sold (Sell)

      The answer given by ADVICE, always takes into account your investment profile.
      For example, IBM could for example be recommended as worthy to buy (Buy) for a dynamic investment profile, but recommended not worthy to buy (Hold) for a conservative investor.

      Moreover, ADVICE will also take into account your current Asset Allocation. Example: IBM can be recommended as worthy to buy, but if you are already strongly invested in the technology sector, ADVICE will not recommend you to add this share to your portfolio.

      For shares recommended worthy to buy (Buy) and not worthy to buy (Hold), a star diagram indicates the strengths and weaknesses of the share.

      If ADVICE recommends a share to be sold (Sell), the reason is always indicated.

    ADVICE only gives recommendations concerning the trading portfolio. No advice will be given for derivative products, bonds, funds or other financial instruments.
    ADVICE does not take into account cash available in your portfolio.

More questions, download our FAQ's or contact our helpdesk + 352 45 04 39 or info@keytrade.lu.